9 Ways to Save Money on Holidays

9 Ways to Save Money on Holidays

How nice it is to get away from the daily grind once in a while and feel the sun on your face, the wind in your hair and the sand beneath your feet! Great if you have the cash but what if you don’t? What if you can’t afford Cannes or to visit Vienna? Just…

12 Ways to Save Money on Clothing

12 Ways to Save Money on Clothing

Being a dedicated follower of fashion does not necessarily mean you have to sell a kidney in order to buy that little black dress or that leather jacket that’ll get you noticed. With a little imagination and a bit of determination, you can create and maintain a wardrobe that won’t cost you a packet. Let’s…

18 Ways to Save Money on Utility Bills

18 Ways to Save Money on Utility Bills

We all know how much the cost of electricity, gas and water is increasing, yet many of us continue to consume the same amounts without counting the cost to our pocket or perhaps worse, the environment. Spending time thinking about what energy we need to use and how much we could save can make a…

How to Ensure You Live Within Your Means

How to Ensure You Live Within Your Means

Do you currently live within your means? If not, it’s definitely something you should look to improve. Living within your means refers to spending either equal to or less than you bring home each month. With easy access to credit these days, many people fall into the trap of living beyond their means. While this…

Cut Costs Now: 9 Ways to Slash Your Weekly Food Bill

Cut Costs Now: 9 Ways to Slash Your Weekly Food Bill

We’ve all got to eat, but you and your family can do that well without spending a small fortune on food every week. In this article, I’ll be talking about some of the things we’ve done as a family, and still do, to cut our weekly food bill and spend less on groceries without sacrificing…

How to Make Money at a Car Boot Sale

How to Make Money at a Car Boot Sale

How much money can you make for a few hours of work at a Sunday morning car boot sale? The big answer is – it depends! It really does. For example, we do one every two to three years, and we always make at least £100 – £200 after paying for the pitch, petrol and…

The Basics of Family Budgeting: Where to Start?

The Basics of Family Budgeting: Where to Start?

Talking about money isn’t always the easiest topic to tackle, especially when it comes to family dynamics. Yet, having a robust budget is essential for financial stability and peace of mind. Here’s a comprehensive guide to the basics of family budgeting that can serve as a foundation for building a solid financial future. The Importance…

The Zero-Based Budgeting Method Explained

The Zero-Based Budgeting Method Explained

Zero-based budgeting is a financial management approach that encourages you to allocate every pound of your income to specific expenses, savings, or investments. Unlike traditional budgeting methods, which often involve merely tweaking last month’s budget, zero-based budgeting starts from scratch—hence the ‘zero-based’ name. At the beginning of each month, the budget is set to zero…

Envelope Budgeting: A Hands-on Approach to Managing Finances

Envelope Budgeting: A Hands-on Approach to Managing Finances

Managing personal finances can be a challenge, and finding a strategy that works for you often involves some trial and error. One popular method that has stood the test of time is envelope budgeting. It’s a hands-on approach that forces you to be conscious of your spending in various categories by literally setting aside cash…

The 50/30/20 Method: Simple Budgeting for Every Household

The 50/30/20 Method: Simple Budgeting for Every Household

Money management can be a daunting task, and the sheer number of budgeting methods available can be overwhelming. But there’s one approach that stands out for its simplicity and effectiveness: the 50/30/20 rule. Created by U.S. Senator Elizabeth Warren, this budgeting principle has been widely adopted because it provides a straightforward framework for any household….

59 Smart Ways to Reduce Your Supermarket Spend

59 Smart Ways to Reduce Your Supermarket Spend

People are so skint these days, saving money on groceries is more important than ever. For many families, the supermarket is one of the largest areas of spend. However, with a few smart strategies, it’s possible to cut down this cost significantly without compromising on quality or nutrition. Plan Your Meals The cornerstone of smart…

How to Successfully Build an Emergency Fund

How to Successfully Build an Emergency Fund

It’s no fun to think about emergencies. You know, those unexpected life events like a job loss, medical expense, or sudden home repair. But that’s precisely why having an emergency fund is so essential. Think of it as a financial safety net that gives you peace of mind and cushions the blow of unforeseen expenses….